The windows to your home can be an important source of fresh air while also providing your home with important aesthetic benefits. Sadly, it will eventually become necessary to replace the windows of your home, but if you are a relatively new homeowner, you may not know what you should expect from this project. Having some routinely asked replacement window questions and concerns addressed should allow you to proceed with this project as an informed homeowner.
What Causes Your Windows To Need To Be Replaced?
Storm damage can be one of the main reasons for needing to replace your windows, but this work may also need to be done due to the wear and tear that windows sustain as time progresses. Your window frames will gradually change shape, develop cracks, and get other issues due to being exposed to the elements. These issues can create gaps between the frame and the home, which can severely compromise the energy efficiency of your house. Once this damage has developed, the only option for restoring the energy efficiency and appearance of your home will be to replace the windows.
Will Replacement Windows Impact Your Homeowner's Insurance Policy?
Many homeowners are unaware of the fact that upgrading your windows can have positive impacts on your homeowner's insurance policy. For example, if you upgrade to shatter resistant or security glass, you may find that your monthly policy premiums are lowered. This is because this glass will help to discourage criminals from entering your home. However, the exact rules covering these discounts will vary based on the company that issued your policy, and you will need to talk to your insurance agent to determine whether this is an option and find out the requirements for receiving it.
Are Permits Necessary To Replace Your Windows?
Prior to starting the process of replacing your windows, you will need to ensure that you satisfy all of the paperwork requirements. This may include needing to obtain a permit for this work, but the permitting regulations can vary from one community to another. Additionally, many homeowners' associations will require their members to have structural upgrades to the property approved. Failing to satisfy these requirements before starting these projects can result in you being fined. Obtaining the appropriate paperwork for this type of project may add to the time needed for this work, but it can be a minor inconvenience for limiting the risk of being liable for potentially expensive fines.